What’s Driving the Car Insurance Increase
Auto insurance has become one of the most persistent pressure points in household budgets. While inflation has cooled across major consumer categories like food, fuel, and durable goods, car insurance…
Insurance Market
Why Automaker-Controlled Insurance Is Gaining Momentum
For years, the question has hung in the background of automotive innovation: If a car’s software is involved in how it handles, stops, or avoids accidents, who ultimately is responsible…
Why Technology and Claims Discipline Are Becoming Survival Tools in Commercial Auto Insurance
Commercial auto insurance has been under sustained pressure for years, and recent loss data shows that the strain is structural. Rising litigation costs, expensive vehicle repairs, and post-pandemic volatility have…
Auto Insurance Risk in Transition: Trends Defining 2026 and Beyond
The auto insurance market is undergoing a structural shift driven by fundamental changes in how vehicles are built, powered, and operated. Electrification, increasingly sophisticated driver-assistance systems, and software-centric vehicle architectures…
Car Insurance Rates Are Easing in 2026 Except in New York
After a few years of steep growth, the prices of auto insurance are finally stabilizing in most of the United States. Looking ahead to 2026, most states can expect to…
Digital-First Claims Experience
U.S. auto and homeowners insurers have spent much of the past decade investing in mobile apps, web portals, and self-service tools in an effort to modernize the claims experience. Those…
Auto Insurance Is Entering a Weather-Sensitive Era
After reshaping the homeowners insurance market over the past several years, climate-related risk is increasingly influencing auto insurance pricing. While vehicle insurance is less exposed than property coverage, the growing…
How Auto Insurance Data Is Quietly Changing How Drivers Are Priced
Auto insurance has always been built around risk, but the way that risk is measured has shifted significantly in recent years. Pricing is no longer based solely on accidents, tickets,…