Common Auto Insurance Myths
Auto insurance is one of the most commonly bought financial products, and one of the least understood. Many car owners feel that they have a good understanding of their policy,…
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Auto Insurance Is Entering a Weather-Sensitive Era
After reshaping the homeowners insurance market over the past several years, climate-related risk is increasingly influencing auto insurance pricing. While vehicle insurance is less exposed than property coverage, the growing…
How Auto Insurance Data Is Quietly Changing How Drivers Are Priced
Auto insurance has always been built around risk, but the way that risk is measured has shifted significantly in recent years. Pricing is no longer based solely on accidents, tickets,…
11 Practical Ways to Lower Car Insurance Costs in 2026
Car ownership is structurally more expensive. Fuel prices go up and down; maintenance costs continue to rise; and insurance costs now reflect a risk environment that is very different from…
Car Insurance Rates Are Rising: Where Meaningful Savings Still Exist in 2026
Car insurance has quietly become one of the hardest household expenses to control. Premiums have risen faster than general inflation, and many drivers now see increases at renewal even when…
How to Get Car Insurance With a Bad Driving Record
A spotty driving record is not only likely to increase the cost of auto insurance. It may also exclude the policyholder from the standard market. Violations for speeding tickets, accidents,…
Fake Auto Insurance Claims Are Rising, Prompting Warnings From State Officials
Auto insurance fraud is becoming a growing concern as more staged crashes, exaggerated injuries, and fabricated claims are reported across the country. State officials say the trend is no longer…
How Climate Disasters Are Stress-Testing the U.S. Insurance System
The wildfires that swept through Los Angeles last year did more than cause widespread destruction. They also highlighted the structural issues in the way insurance claims are being handled, particularly…