Research

USAA files Florida auto rate cut as litigation reforms begin to reshape the market

March 6, 2026

USAA says it has filed for an auto insurance rate decrease in Florida, pointing to improving market conditions as recent legal reforms aimed at limiting litigation abuse begin to take…

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Michigan lawmakers move to curb claim denials tied to “unlisted household members”

March 5, 2026

Michigan lawmakers are working to advance a bill that will restrict the ability of auto insurers to deny claims or terminate coverage due to the failure to disclose information about…

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Car insurance that “pays you back”

March 5, 2026

Most auto insurance works in a one-way direction. You pay your premium, you get coverage, and if you don’t file a claim you don’t get anything back. Dividend auto insurance…

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The Hidden Risk of Pickup Trucks

March 4, 2026

Pickup trucks are everywhere in the US, and for many drivers they feel normal because they’re so common. The problem is that as trucks have gotten taller and heavier, the…

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How AI and automation are changing driving in the US

March 4, 2026

Driving in the US feels different than it did even five years ago. Part of that is traffic returning to heavier volumes, especially during summer travel. The bigger change is…

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How to claim pothole damage in the US

March 1, 2026

A hit from a pothole can be more than just an annoying thump. It can destroy a tire, twist a wheel, throw your alignment off, and even damage suspension or…

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Holiday Drinking and Driving: Real Costs, Real Risk, Easy Prevention

February 28, 2026

Holiday weekends mean more drunk drivers are on the road at the same time there’s already more traffic. You have late-night driving, unfamiliar roads, people leaving parties at the same…

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Personal Auto Insurance Could Shrink Sharply as Self-driving Scales

February 28, 2026

Morningstar is modeling a future where personal auto insurance becomes a much smaller business once high-level self-driving discounts move from pilot programs into the mainstream vehicle fleet. In the firm’s…

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